Youth Accounts

Youth Accounts

Our Thornapple Credit Union offers children ages 17 years or younger the opportunity to learn about the value of a sound savings plan. As part of our TCU Youth Savings League, children will be offered fun and engaging ways to learn about the value of money and the importance of saving! Whether it’s quarters from the tooth fairy, birthday money, or a special allowance, our Youth Accounts are the perfect savings options for your child!

Youth Savings Accounts

Once a child joins, they gain access to tools that help them set and achieve their savings goals!

  • Driver’s License or Birth Certificate
  • Proof of Social Security Number
  • $5 Starting Deposit
  • Requires a Parent or legal guardian to be the joint owner of the account
    • Driver’s License
    • Proof of Social Security Number
    • Proof of Address if not the same on Driver’s License
  • No check cashing fees
  • ATM Card for easy access
  • One free cashier’s check or money order per month
  • Free mobile banking
  • Free text banking
  • No minimum balance beyond your $5 membership
  • Earn dividends on your money
  • Secure way to save

Youth Savings Accounts cannot be set up online. Please visit a Member Services Representative at one of our local branches for assistance.

Youth Checking Account (9Years +)

  • Requires a Youth Savings account to maintain membership
    • See above for requirements to open Youth Savings.
  • Requires a Parent or legal guardian to be the joint owner of the account
    • Driver’s License
    • Proof of Social Security
    • Proof of Address if not the same on Driver’s License
  • It offers a convenient payment method. 
  • It helps you track your spending. 
  • It fosters positive financial habits for the future. 
  • You may obtain a universally accepted debit card.
  • Easy transfers between parent and teen accounts.

Youth Checking Accounts can be created through the Youth’s Online Banking account by clicking on New Accounts on the top of the page.

Experience the
Credit Union Difference

We are a not-for-profit financial institution that reaches out to our community
to help serve and educate people of all ages. Thornapple Credit Union wants
to be your financial partner, not just another financial institution.